How do I borrow credit?

Modified on Wed, 06 Mar 2024 at 08:21 AM

Borrowing Credit


  • Celcom

SMS keyword below to 22262 to borrow credit.

Credit Amount

SMS Keyword

RM1

SMS ‘ADV1’

RM2

SMS ‘ADV2’

RM3

SMS ‘ADV3’

RM4

SMS ‘ADV4’

RM5

SMS ‘ADV5’

RM7

SMS ‘ADV7’

RM10

SMS ‘ADV10’


  • Digi
Borrow credit via MyDigi app or USSD *128#.
Credit AmountChannels
RM3

Via MyDigi

Step 1: Login to MyDigi app. On the homepage, tap on the 'Reload' button 

Step 2: Select 'Advance' within the top panel and select Talktime Advance RM3.00 to complete transaction.

Via USSD

Step 1: Dial shortcode *128#. On the main menu, select '1 My Account' 

Step 2: Select '4 Talktime Services' 

Step 3: Select '2 Talktime Advance' 

Step 4: Select Talktime Advance RM3.00 to complete transaction.



Service Charge

  • Celcom service charge is 25% of the total borrowed amount.
  • Digi charge a standard rate of RM0.80 for per request.



Credit Validity


  • Celcom
Credit AmountRM1RM3/ RM4/ RM5RM7/ RM10
Validity1 day2 days3 days


  • Digi
Credit AmountRM3
Validity2 days


Was this article helpful?

That’s Great!

Thank you for your feedback

Sorry! We couldn't be helpful

Thank you for your feedback

Let us know how can we improve this article!

Select atleast one of the reasons
CAPTCHA verification is required.

Feedback sent

We appreciate your effort and will try to fix the article